Yes. Deal Analyzer stores your deal data locally on your computer. Your financial information is not uploaded to the cloud unless you explicitly enable optional cloud sync.
AI-Powered Deal Analysis
Desktop App · Works Offline
Analyze Any Deal
in Seconds.
Invest with Confidence.
Stop guessing. Viqsa Deal Analyzer is a cross-platform desktop app with 30-year, tax-aware cash flow projections, full amortization schedules, and 20+ financial metrics — your data stays on your computer.
Works offline
Local data storage
No mandatory cloud
Win · macOS · Linux
Deal Analysis · 123 Oak St, Austin TX
LIVE
8.4%
Cap Rate
11.2%
Cash-on-Cash
$1,840
Monthly Cash Flow
$9,840
CF After Tax · Y10
$38,400
NOI / Year
1.24x
DSCR
82
AI Deal Score: Strong Buy
Positive cash flow from month 1 with above-market cap rate.
See It In Action
Professional-Grade Analysis in a Desktop App
The same depth as The 360° Real Estate Investor spreadsheet — automated, visual, and always on your machine.
- 30-year income, expense, tax, and equity forecast
- Month-by-month amortization for every loan
- AI Copilot to explain your numbers
- Export to Excel or PDF anytime
Y1Y5Y10Y30
Rental Income$21,600$23,367$25,789$38,321
NOI$11,550$12,052$12,672$14,618
CF After Tax$7,842$8,410$9,124$11,056
Est. Equity$28,400$52,100$89,600$214,800
MoPaymentPrincipalInterestBalance
1$532$65$467$79,935
60$532$88$444$75,218
360$532$528$4$0
Why is my Year 5 cash flow lower than Year 4?
Year 5 shows a higher depreciation deduction crossing with your loan points amortization. Your taxable income increased slightly while debt service stayed fixed — net after-tax cash flow dipped $340. Consider adjusting hold period or refinance timing.
Why Viqsa
Spreadsheet vs. Calculator vs. Viqsa Desktop
See why serious investors move from DIY spreadsheets and basic web calculators to a purpose-built desktop platform.
| Feature | Free Excel | Typical Web Calculator | Viqsa Desktop |
|---|---|---|---|
| 30-year tax-aware projections | Manual formulas | Year 1 only | Built-in |
| Amortization schedules | Manual / error-prone | Rare | Full month-by-month |
| Offline / local data | Yes | No | Yes |
| Custom defaults | Manual setup | Limited | Saved profiles |
| AI analysis | None | Basic score | Copilot + anomaly checks |
| Cross-platform desktop | No | Browser only | Win / macOS / Linux |
| Mandatory cloud subscription | N/A | Often yes | No |
30-year tax-aware projections
Excel: Manual formulas
Web: Year 1 only
Viqsa: Built-in
Amortization schedules
Excel: Manual / error-prone
Web: Rare
Viqsa: Full month-by-month
Offline / local data
Excel: Yes
Web: No
Viqsa: Yes
AI analysis
Excel: None
Web: Basic score
Viqsa: Copilot + anomaly checks
Cross-platform desktop
Excel: No
Web: Browser only
Viqsa: Win / macOS / Linux
How It Works
From Property Address to Investment Decision in 4 Steps
Spreadsheet-grade financial modeling — without building spreadsheets. Enter the deal details and get a complete analysis with AI-powered recommendations.
1
Enter Deal Details
Enter property or business details manually, or import assumptions from your existing spreadsheet. Set purchase price, rent, expenses, and financing in one place.
2
Customize Parameters
Set purchase price, financing, income, and expense assumptions — or apply your saved defaults for tax bracket, realtor commissions, and closing costs to every new deal.
3
Get Instant Analysis
Generate a comprehensive 30-year financial forecast — cash flow, equity growth, taxes, depreciation, and investment performance — plus full amortization schedules and an AI Deal Score.
4
Export & Share
Export branded PDF reports or full Excel workbooks locally. Share files with partners, lenders, or clients — your data never has to leave your machine.
Deal Types
Every Type of Deal. One Analyzer.
Built for real estate investors, business buyers, agents, and brokers — with real output numbers from the analysis engine.
Rental Properties
Single-family, multi-unit, and house hacks. Analyze long-term rentals with 30-year, tax-aware cash flow projections, vacancy adjustments, and appreciation modeling.
Y10 CF After Tax$9,840/yr
Cap Rate · Y18.4%
Fix & Flip
Calculate ARV, rehab costs, holding costs, and profit margins. Know your maximum allowable offer before you make it.
Max Allowable Offer$142,500
Projected Profit$38,200
Short-Term Rentals
Airbnb and VRBO deal analysis with seasonality modeling, occupancy rate assumptions, and platform fee adjustments built in.
Commercial & Multi-Family
Apartment complexes, strip malls, and office buildings. Full rent roll analysis, NOI projections, and cap rate benchmarking by market.
Business Acquisitions
Analyze businesses for sale — Sales Multiple, Estimated Debt Service, SDE, Net Profit, and ROI. Works across BizBuySell, BizQuest, and Sunbelt listings.
BRRRR Strategy
Buy, Rehab, Rent, Refinance, Repeat — model each stage with equity capture, refinance scenarios, and infinite return calculations.
Refinance timingMonth 18
Equity created$47,200
Cash returned at refi$38,500
Monthly CF after refi$1,920
Loan payoffYear 22
Signature Feature
Long-Term Investment Forecast
Very few competing products present long-term projections this comprehensively. See rental income growth, expense escalation, appreciation, depreciation, taxes, equity, and annual cash flow — year by year for up to 30 years.
30-Year Projections
Income and expense escalators, vacancy allowance, operating expense breakdown, NOI, debt service, depreciation, loan points deduction, estimated taxable income, tax bracket, tax liability, and cash flow after taxes.
Most online calculators stop at Year 1.Amortization Schedules
Complete month-by-month principal and interest schedules for 1st and 2nd mortgages. Track declining interest, growing equity, and plan refinance timing with real numbers.
Critical for refinance planning.Your Defaults, Every Deal
Set default tax bracket, realtor commission %, closing cost assumptions, and other inputs once — applied automatically to every new deal.
Personalized settings that save time.30-Year Projection · Sample Deal · $100,000 Purchase
| Y1 | Y5 | Y10 | Y20 | Y30 | |
|---|---|---|---|---|---|
| Effective Rental Income | $21,600 | $23,367 | $25,789 | $31,428 | $38,321 |
| Total Operating Expenses | $10,050 | $11,315 | $13,117 | $17,634 | $23,703 |
| Net Operating Income | $11,550 | $12,052 | $12,672 | $13,794 | $14,618 |
| Estimated Property Value | $103,000 | $111,300 | $123,600 | $150,800 | $183,900 |
| Depreciation | $3,636 | $3,636 | $3,636 | $3,636 | $3,636 |
| Estimated Taxable Income | $4,214 | $4,518 | $4,812 | $5,426 | $5,882 |
| Tax Liability | $421 | $452 | $481 | $543 | $588 |
| Estimated Equity | $28,400 | $52,100 | $89,600 | $156,200 | $214,800 |
| Cash Flow After Taxes | $7,842 | $8,410 | $9,124 | $10,287 | $11,056 |
Income escalator 2% · Expense escalator 3% · 10% vacancy · 10% tax bracket
Amortization Schedule · 1st Mortgage · $80,000 @ 7%
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $532 | $65 | $467 | $79,935 |
| 12 | $532 | $69 | $463 | $79,142 |
| 60 | $532 | $88 | $444 | $75,218 |
| 120 | $532 | $124 | $408 | $67,842 |
| 360 | $532 | $528 | $4 | $0 |
360 monthly rows generated for every financed deal
Advanced Financing
Model Every Loan Structure Investors Actually Use
From conventional mortgages to seller financing and HELOCs — Viqsa positions you as a professional investor tool, not a simple ROI calculator.
1st and 2nd mortgages
Interest-only loans
Loan points
Seller financing
HELOCs
Financed vs. out-of-pocket closing costs
Complete amortization schedules
Multi-Loan Summary · Sample Deal
1st Mortgage P&I$532 / mo · 7% · 30 yr
2nd Mortgage (IO)$187 / mo · 8.5%
Loan Points Deduction · Y1$1,600
Seller Note Balance$12,000
Closing Costs (Financed)$2,700
Total Annual Debt Service$8,628
DSCR1.34x Strong
AI Copilot
AI Throughout Your Analysis — Not Just a Score
The AI Deal Score is just the start. Copilot helps you understand, validate, and improve every deal.
Ask Your Numbers
Ask questions about your investment numbers in plain English.
Explain Calculations
Get clear explanations of cash flow, ROI, and tax impact.
Detect Red Flags
Financial anomaly detection surfaces unrealistic assumptions.
Validate Against Comps
Comparable-property sanity checks Coming soon
Improve Returns
Recommendations to optimize financing, rent, or hold period.
AI Copilot
Why is my Year 5 cash flow lower than Year 4?
Year 5 shows a higher depreciation deduction crossing with your loan points amortization. Your taxable income increased slightly while debt service stayed fixed — net after-tax cash flow dipped $340. Consider adjusting hold period or refinance timing in month 18.
What cap rate should I target in this market?
Your projected 8.4% cap rate is above the 6.8% local median for similar SFR rentals. Assumptions look reasonable — vacancy at 10% is conservative for this submarket.
Built as a Desktop Application
Privacy, Speed, and Reliability — On Your Machine
Built with Electron for Windows, macOS, and Linux. Your financial data stays local. No mandatory cloud subscription.
Windows
macOS
Linux
Works Offline
Analyze deals anywhere — no internet connection required.
Local Data Storage
Your deal files and financial data stay on your computer.
Faster Performance
Native desktop app — not a browser tab competing for memory.
Cross-Platform
One license. Windows, macOS, and Linux via Electron.
Optional Cloud Sync
Sync when you want — never required to use the app.
No Mandatory Cloud Subscription
Desktop-first pricing. Analyze unlimited deals locally.
20+ Financial Metrics
Every Number That Matters. Calculated Automatically.
No more manual spreadsheets. Every critical investment metric is computed instantly and explained in plain English.
NOI ÷ Purchase Price
Capitalization Rate
Measures income yield on the property independent of financing. Benchmark against local market cap rates.
Annual Cash Flow ÷ Cash Invested
Cash-on-Cash Return
Your actual annual return on money invested. Accounts for financing and shows real yield on your capital.
Gross Rent - Vacancy - Expenses
Net Operating Income
The annual income generated before debt service. Foundation of all commercial valuation methods.
NOI ÷ Annual Debt Service
Debt Service Coverage Ratio
Lenders require 1.25x minimum. Shows how comfortably the property covers its mortgage payments.
Discounted Cash Flow Model
Internal Rate of Return
Total annualized return including cash flow, principal paydown, and equity appreciation over your hold period.
Price ÷ Gross Annual Rent
Gross Rent Multiplier
Quick screening metric. Lower is better — helps you instantly compare deals before deep analysis.
After Repair Value Analysis
Maximum Allowable Offer
For fix-and-flip deals — the highest price you can pay to still hit your target profit margin.
Revenue ÷ SDE Multiple
Business Sales Multiple
For business acquisitions — how many times earnings the asking price represents. Compare to industry benchmarks.
NOI − Debt Service − Tax Liability
Cash Flow After Taxes
Your actual take-home cash after mortgage payments and estimated tax liability — projected year by year across the full hold.
Platform Features
Everything You Need to Evaluate Deals Faster
30-Year Tax-Aware Projections
Income and expense escalators, depreciation, tax bracket, and after-tax cash flow — year by year.
Month-by-Month Amortization
Full P&I schedules for 1st and 2nd mortgages on every financed deal.
Custom Default Assumptions
Save tax bracket, commissions, and closing costs — applied to every new deal.
AI Deal Score & Recommendation
0–100 score with Buy / Hold / Pass verdict.
Comparable Sales & Rent Analysis
Recent comps to validate ARV and rent assumptions.
Branded PDF & Excel Export
Export branded reports locally for lenders and partners.
Multi-Scenario Modeling
Run best, base, and worst-case scenarios side by side.
Export to Excel
Export all metrics and projections to Excel from your desktop.
Deal Pipeline & Portfolio Tracker
Track deals and monitor portfolio performance.
Deal Report Preview · 45 Maple Ave
Purchase Price
$350,000
Down Payment
$70,000 (20%)
Gross Rent / Month
$3,200
Net Operating Income
$24,800 / yr
Cap Rate
7.09% Good
Cash-on-Cash Return
8.4% Strong
DSCR
1.18x Marginal
IRR (5 Year Hold)
14.8% Excellent
Estimated Equity at Y5
$108,400
Income / Expense Escalators
2% / 3%
Year 1 Cash Flow After Tax
$6,240
Year 10 Cash Flow After Tax
$9,840 Growing
Remaining Loan Balance (Y10)
$218,600
AI Deal Score
76 / 100 — Buy
FAQ
Common Questions Before You Download
Everything you need to know about privacy, offline use, accuracy, and exports.
Yes. Deal Analyzer is a desktop application that runs fully offline. Analyze deals, run 30-year projections, and export reports without an internet connection.
Calculations are built on The 360° Real Estate Investor spreadsheet model — the same formulas investors have trusted for years, now automated with month-by-month amortization and 30-year tax-aware projections.
You enter purchase price, rent, expenses, and financing assumptions directly. Core analysis always works with your own inputs — the same way you control every cell in a spreadsheet.
Yes. Deal Analyzer is designed as the evolution of The 360° Real Estate Investor Excel model. Import or mirror your existing assumptions and defaults to continue where your spreadsheet left off.
Yes. Export full analysis reports, 30-year projections, and amortization schedules to Excel or PDF for lenders, partners, and your own records.
No. Deal Analyzer does not require a mandatory cloud subscription. It runs as a cross-platform desktop app with local data storage. Optional cloud sync is available if you want it.
Trusted by Investors
Built on a Proven Financial Model
Evolved from The 360° Real Estate Investor spreadsheet — now a cross-platform desktop application.
360°
Spreadsheet heritage
30 yr
Tax-aware projections
3 OS
Windows · macOS · Linux
Offline
Local data · No mandatory cloud